Writing a will is one of the most important steps you can take to protect your loved ones and ensure your wishes are respected. But creating a will is just the beginning. As life unfolds, your circumstances change—and your will should change with them.
Francesca Rigby, Senior Associate and Head of Private Client at Bromleys shares expert insight into why reviewing and updating your will is essential for keeping your estate plan relevant and effective.
Marriage or Civil Partnership Can Invalidate Your Existing Will
In the UK, entering into a marriage or civil partnership automatically revokes any previous will—unless it was written with that event in mind. If your will isn’t updated, your estate could be distributed under the rules of intestacy, which may not reflect your current wishes or family dynamics.
Divorce Doesn’t Cancel Your Will—But It Does Complicate It
Although divorce doesn’t void your will, it does affect how it’s interpreted. Any gifts or roles assigned to a former spouse are treated as if that person has died. This can lead to confusion or unintended consequences, making it crucial to revisit your will during or after a separation.
New Additions to the Family Deserve Consideration
The birth or adoption of children, grandchildren, or stepchildren is a major life event that should be reflected in your will. Updating your will ensures that each new family member is acknowledged and provided for in the way you intend.
Losing a Beneficiary or Executor Requires Action
If someone named in your will passes away, whether they’re a beneficiary or an executor, it’s important to revise your will. You may need to appoint someone new or decide how to redistribute the assets that were originally intended for the deceased.
Property Transactions Can Affect Your Estate Plan
Buying or selling property can significantly impact your estate. If your will references a specific property that you no longer own—or if you’ve acquired new assets—it’s essential to update your will to reflect your current holdings.
Financial Shifts Should Be Reflected in Your Will
Whether you’ve received an inheritance, started a business, or experienced a change in wealth, your financial situation should be accurately represented in your estate plan. This ensures your assets are distributed in line with your current priorities and values.
Legal and Tax Changes Can Influence Your Planning
Inheritance laws and tax regulations evolve over time. Regular reviews with a legal professional can help you stay compliant and potentially reduce the tax burden on your estate. This is especially important for unmarried partners, who won’t automatically inherit unless they’re named in your will.
Even Without Major Changes, Regular Reviews Are Wise
Even if your life seems stable, it’s good practice to review your will every five years. A regular check-in helps ensure your will still aligns with your wishes and offers peace of mind that your affairs are in order.
How Bromleys Can Support You
Your will should be a living document—one that evolves with your life. At Bromleys, our Wills, Trusts and Probate team is here to help you keep your will up to date, legally sound, and tailored to your current circumstances. Whether you’re navigating a major life event or simply want to stay prepared, we’re here to guide you.
Call us today on 0161 768 15961 or email bromleys@bromleys.co.uk.